Mortgages for the self employed and other people who find it hard to prove their income


If you're one of the estimated 3.2 million self employed people in the UK, or have working styles which differ slightly from the norm, you'll benefit from using the services of an independent firm of mortgage brokers who specialise in arranging self certification mortgages & remortgages for the self employed, company directors, contractors and other people who find it hard to prove their income.

Historically lenders in the UK have taken a cautious view of the self employed, however a number of mainstream and specialist lenders provide a solution for the self employed through self certification mortgages.

With a true self cert mortgage, you make a declaration as to what your income is, but you do not need to provide any proof. You simply state what your likely income will be, rather than providing documentary evidence such as accounts, P60s or payslips.

Exclusive Deals
Many of the self cert mortgage lenders only accept business through authorised intermediaries, and by using the services of a specialist broker, you'll get access to some exclusive deals which cannot be found in the high street. Discount, fixed rate and flexible products are available.

Find You the Best Self Cert Mortgage Deals
Whether you have a good or bad (adverse) credit history, help is available and you can be sure of getting the best deals. With around 15 different lenders in the market, an advisor will take the time to shop around, ensuring you get the most suitable solution for your requirements and situation. 

Simply complete the no obligation online enquiry form and a qualified adviser will get back to you with the options available.

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