The aim of this website is to connect people looking for mortgage finance who are self employed with specialist financial advisors.

www.1st4selfcertificationmortgage.co.uk is not regulated by the Financial Services Authority for the purposes of Mortgage Advice.

Although we make every effort to ensure the accuracy of the information contained on this website and the reliability of our services, we make no warranties or guarantees as to their suitability or accuracy for any purposes. 

We accept no responsibility for any use of the information provided and shall not be liable for any loss or damage incurred as a result of relying on information contained on this website. 

We provide background information only. If you have a specific problem or query you are strongly advised to consult an independent advisor.

Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

Enquiry / Process

By completing the enquiry form your details will be passed to a regulated mortgage advisor who will contact you to discuss your requirements. We may receive an introducer fee from the advisor for enquiries generated through this website.

The details of which broker has been allocated your enquiry including their name and contact details, will be confirmed to you on screen when you complete the enquiry form.

The advisor will complete a fact find process by telephone to fully understand your circumstances and requirements. The advisor will then make a recommendation of a mortgage to you based on the fact find.

If you decide to accept the recommendation of the advisor, they will arrange for you to receive an application form and progress your application for you.

You are under no obligation to accept the recommendation, you will pay no fee unless you do decide to proceed.

A FEE MAY BE PAYABLE TO THE BROKER FOR MORTGAGE ADVICE IF YOU PROCEED WITH AN APPLICATION, OF UP TO 1% OF THE LOAN AMOUNT. THE BROKER WILL PROVIDE YOU WITH DETAILS OF THEIR FEES BEFORE YOU ARE ASKED TO COMMIT. 

Privacy

We are committed to protecting your privacy. We will only use the information that we collect about you lawfully (in accordance with the Data Protection Act 1998).

We collect information about you in order to provide you with a mortgage quote.

We will not e-mail you in the future unless you have given us your consent.

We will never collect sensitive information about you without your explicit consent.

The information we hold will be accurate and up to date. You can check the information that we hold about you by contacting us. If you find any inaccuracies we will delete or correct it promptly.

The personal information which we hold will be held securely in accordance with our internal security policy and the law.

If we intend to transfer your information outside the EEA (European Economic Area) we will always obtain your consent first.

If you have any questions/comments about privacy, you should contact us.