Non status is a term generally used by mortgage and remortgage lenders
when your employment or self employment income is not easily proved or comes from a variety of sources.
Many high street mortgage lenders take a cautious view of
the self employed or other people who have difficulty proving their income such as unsalaried company directors and contract workers.
If you have difficulty proving your income, are unable to provide two or three years’ accounts or your accounts do not really reflect your current company position then a non status mortgage
(also know as
self
certification mortgages) may be the way forward.
Non status mortgages are offered by UK mortgage lenders without the need to provide proof of income or previous mortgage history. You
simply have to make a declaration that you can afford
to meet the monthly payment on the amount you wish to
borrow.
Exclusive Deals
Many of the non status mortgage lenders only accept business through
mortgage brokers and many of the non status mortgage deals
are not available
in the high street.
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