Self certification (also know as self certified) mortgages are ideal for applicants whose income is not easily verifiable.
If you are self employed, a company director, contract
worker or freelancer it is likely that your income is
minimised for tax purposes, you may also be unable to
provide three years trading accounts. As a consequence
it can be difficult to secure
the mortgage you want.
In short, if you know you can pay a mortgage, but have difficulty proving it in the usual way, we can help through a
type mortgage which does not require evidence or proof
of income.
With a self certified mortgage you do not have to provide
accounts, payslips or other proof of income, but
instead you simply certify that you have sufficient income to service the
repayments. You could qualify for up to 95% of the purchase price.
Even if you have adverse credit or previous arrears we
have access to lenders who can help.
Flexible Mortgages
Innovative mortgage solutions are available which present you with a more flexible way to pay your mortgage when you are
self employed.
If a flexible mortgage is important to you, payments
can be tailored to meet your changing circumstances. So you can increase payments or pay lump sums when cash flow is good and reduce payments or take payment holidays when you need to.
Exclusive Deals
An independent broker has access to all the
lenders in the UK and will have access to some exclusive deals from a number of mainstream and specialist lenders in
the UK.
Find You the Best Mortgage Deals
Simply complete the
no
obligation online enquiry form and a mortgage
adviser will get back to you with the best
options available.
